Pep Guardiola was left speechless after learning that Benjamin Mendy tagged himself at Hong Kong International Airport on his Instagram story on Friday.Despite returning to action for Manchester City against Burton Albion in the Carabao Cup last month, Mendy remains sidelined while recuperating from knee surgery in November.As such, the French full-back will not feature against Chelsea on Sunday for City and was given permission by Guardiola to travel to Barcelona and Paris to help with him regain full fitness.The City boss also confirmed that captain Vincent Kompany will sit out of the Chelsea game as well due to muscle problems.“Mendy is injured and it’s not easy. Meniscus. It is not easy. He needs to re-adapt,” said Guardiola on the club website.“You can’t return and train for two days and you are fit. You have to be careful.”On Friday morning, however, Mendy posted a video of himself on Instagram with the location tag of Hong Kong International Airport.When asked about this one, Guardiola was taken completely aback as he thought Mendy was still at Barcelona.He said: “Wow, I didn’t know. F***, he’s a lucky guy. He said he was going to Paris but Hong Kong is far away, I need to download an Instagram account.“Yesterday he was in Barcelona. It will definitely not be OK if he is in Hong Kong.”Meanwhile, Guardiola will be hoping to see his City side claim a third consecutive win this Sunday against Chelsea as they bid to hold on to their lead at the top of the Premier League.Liverpool legend Nicol slams Harry Maguire’s Man United form Andrew Smyth – September 14, 2019 Steve Nicol believes Harry Maguire has made some “horrendous mistakes” recently, and has failed to find his best form since joining Manchester United.The Citizens’ 2-0 win at Everton on Wednesday saw them return to top spot in the standings for the first time since December.However, Guardiola is refusing to underestimate Chelsea counterpart Maurizio Sarri who he feels has made progress since their first meeting back in August in the Community Shield despite what recent results may suggest.“People believed managers arrive at good clubs and immediately create something,” said Guardiola.“My feeling when I saw Chelsea at Community Shield was they were already there.“They have been exceptional. Final of Carabao Cup, in Europa League, and Premier League they are there.“They are nine behind with one less game and in the FA Cup they are there as well.“I see them play and I recognise exactly what they want to do.”This is gold! Pep Guardiola’s reaction to Benjamin Mendy tagging himself in Hong Kong on Instagram 🇭🇰🌍🤣 pic.twitter.com/ID6dmHoTgA— Soccer AM (@SoccerAM) February 8, 2019
Share your voice Retail site Giztop has already published rumored specs for the forthcoming OnePlus 7 that include a 6.5-inch AMOLED screen, a Qualcomm Snapdragon 855 processor, rear triple cameras, a 16-megapixel pop-up selfie camera, a 4,000-mAh battery and Oxygen OS 9 base running on Android 9.0 Pie. Starting at $569 (about £440 or AU$800), the phone will also come with 128GB of storage that can be expanded to 256GB by adding a microSD card, according to the listing. OnePlus 7 has a ‘faster’ screen. Will you care? Now playing: Watch this: Comment The company’s next flagship is expected this spring, possibly as early as May 14. The Verge suggests that although the OnePlus 7 Pro will support 5G, the company is downplaying it, given the near-term limits of the next generation network. Previously, OnePlus had said that it would be among the first to have 5G in a phone — but that the device would not come to the US. The company did not immediately respond to a request to comment. Read more: Everything we know so far about the OnePlus 7 Shenzhen-based OnePlus originally captured a following by making phones with many of the premium features found on Apple and Samsung’s premium phones and selling them for hundreds less. Since then, it’s tweaked that strategy: OnePlus now has one of the highest increases in cost from model to model. Excited to share the next product from OnePlus will unleash a new era of Fast and Smooth. Especially Smooth! Smooth is more challenging than Fast – a true test of hardware and software.The new product is just beautiful – I can’t wait for you to see it! 😬✨ pic.twitter.com/yPU9sEbeIv— Pete Lau (@petelau2007) April 17, 2019 Phones 1 OnePlus Tags A purported photo of the OnePlus 7 showing a pop-up camera. Giztop Editors’ Note, May 14, 2019: CNET’s OnePlus 7 Pro review is here. Read more about the new phone from OnePlus. OnePlus is reportedly planning to introduce a new premium phone in 2019 that supports 5G and features new display technology. Called the OnePlus 7 Pro, the phone will have a display that’s “super smooth and very crisp,” OnePlus CEO Pete Lau told The Verge. The report speculates that the display may support a 90Hz refresh rate that’s about 33 percent faster than most other smartphones. The faster refresh rate may have been foreshadowed by Lau in a tweet from last week: 1:38
People of a community movement that want solution to waterlogging in Jashore’s Bhabadah area on Tuesday urged the authorities concerned to implement the tidal river management (TRM) immediately to save several thousand people of Bhabadah from stagnant waters, reports UNB.The Bhabadah affected areas are – Abhaynagar, Momirampur, Keshabpur and Jashore sadar upazila in Jashore and Phultala and Dumuria in Khulna and Tala upazila in Satkhira districts.The leaders of the community at a press conference at its office in Jashore town said at least 1 million people of 200 villages were directly affected by the water stagnation problem.Ranjit Bawali, convener of the Bhabadah’s water problem mitigation committee, read out the written statement at the conference where Iqbal Kabir Jahid, polit bureau member of Workers Party of Bangladesh, Baikuntha Bihari Roy, Gazi Ahdul Hamid, Abdul Majid Gazi, Chaitanya Kumar Paul and other leaders of the committee were present.The committee announced to hold protest rally between 25 July and 20 August to press home their demand.
Financial technology has been all the rage these days, and there’s no shortage of fintech startups popping up across the globe. However, investments have been slowing down, indicating that the industry is reaching saturation for certain verticals. As such, startups should expect stiff competition.In addition to increasingly fierce competition and possible consolidation in the horizon, many fintech first-timers fail to take data seriously, especially when it comes to the many question marks surrounding the booming industry. One of the elements fintech actors should consider is of course data and its plethora of applications.Writing in a blog post about the importance of analytics, Hagit Ben Shoshan, VP of customer success at digital intelligence platform CoolaData, encourages startups to embrace analytics early on. “Don’t wait until your startup is big to start implementing analytics. Understand your user behavior as early as possible to be better prepared for your next high stage of growth.”Businesses must ensure that they are making smart and guided decisions in order to be competitive. Today, such a level of decision-making is made possible through big data.”Today’s data-driven professional needs the ability to navigate a wide variety of disparate data sources in a self-service environment, and derive insights before making a decision,” notes Sisense CEO Amir Orad in a recent blog post. “Enterprise data tools should empower business units to be data-driven in this sense, rather than retroactively justifying decisions with canned reports,” he added.Indeed, analytics isn’t some buzzword or novelty anymore, and data advocates believe that tech startups must be making data part of their organization’s foundation. Data has proven capable of revealing potential areas of both risk and opportunity that aren’t overtly noticeable.Data’s importance is even more amplified in industries that revolve around numbers such as finance. The large volumes of data that can be tracked and analyzed in fintech should prove a very rich resource that fintech companies would surely benefit from. This need for analytics cuts across verticals.Related: What Fintech Entrepreneurs Can Learn From Big Tech CompaniesHere are five fintech verticals where smart analytics are crucial to success.1. TradingThe emergence of data and machine learning has given rise to robo-advisors where artificial intelligence is used to provide customized investment advice to individual users. Fintech ventures such as Betterment and Wealthfront both leverage analytics in order to track user behavior and improve their customer experiences. Betterment cites how analytics helped it introduce a tax impact preview feature that allows users to see their potentially incurred taxes in advance.Other trading platforms are integrating analytics as well. Recently, CoolaData introduced an integration with the MetaTrader platform that allows brokers to track performance and generate reports quickly. This allows brokers to readily monitor their performance and provide interventions when necessary.Related: 7 Things to Consider Before Launching a Fintech Startup2. InsuranceInsurance has always been a numbers game. Insurers base the price of insurance premiums on actuarial tables. With the explosion of data, insurance companies can now factor in more information in generating their tables. For insurers, implementing smart analytics allows them to be on top of trends.The increased connectivity of smartphones, internet of things devices and cars allows for more data about customers to be gathered and used for risk analyses. For instance, geolocation and telemetry data can be used by auto insurers to identify higher risk motorists. A Deloitte paper sees this use of big data and analytics as good for consumers since pricing would better reflect risk.3. PaymentsPayments is possibly the most competitive fintech segment today. More markets are aspiring towards going cashless, and companies from traditional institutions such as banks, tech giants like Google and Apple, incumbents like PayPal and up-and-coming startups are now competing for relevance. There is much demand for real-time transactions in B2C, B2B and even peer-to-peer segments. Forty-three percent of small- and medium-sized businesses around the world claim that receiving real-time payments is crucial to their organizations.Related: How Fintech and Payments Innovations Will Disrupt Global EcommerceBut, beyond speedy transaction, merchants are actually looking for other potential sources of competitive advantage. Payment providers can offer value-added services such as transaction data reports for use in monitoring market trends and creating spending profiles. Merchants and marketers can use these for marketing campaigns and personalization efforts.4. Real estateReal estate appears to be one of the less talked about verticals in fintech but it is a major vertical nonetheless. Real estate is a $217-trillion industry worldwide, and 75 percent of that is from residential property. New ventures could very well explore this as a blue ocean market for fintech.Like many other industries, analytics has steadily changed the real estate game. It isn’t enough to go by the age-old real estate adages of “location, location, location.” Analytics now allows smarter ways for homebuyers to locate their perfect investments. Services such as Zillow and Trulia have been using information such as census data, property listings, crime statistics and geographic information systems data (GIS) to generate accurate information about properties.Related: Access to Data is Great, but It’s How You Communicate It That Matters5. SecurityFintech is a prime target for cybercriminals due to the nature of the information and assets that it handles. As such, fintech companies must put security at the core of their operations. Use of stolen credit card information still plagues many payment processors and merchants. This year, there has been a 200 percent rise in testing or using card information to purchase cheap items to confirm that they work. There’s even a rise in the use of stolen bank account information to purchase goods and pay bills online.Behavioral analytics play a very large role in fraud detection. Through the combination of analytics, algorithms and artificial intelligence, fraud prevention systems can identify fraudulent behavior with a fair degree of accuracy. These systems can even use historical data from existing consumers to flag unusual activities that are usually attributable to fraud.Moving aheadWhile fintech is still some time away from global breakthrough and dotcom bubbles are a constant threat, the industry enjoys the benefit of data and smart analytics. With that said, fintech can avoid the many pitfalls of other industries thanks to advancements in data collection and the consequent ability to understand consumer behavior. Opinions expressed by Entrepreneur contributors are their own. Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. 6 min read Register Now » July 7, 2017 Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals